First Home Buyer

Buying your first home is often described as one big milestone. In reality, it is a series of financial decisions. • How much have you saved? • How much can you comfortably borrow? • What will your repayments look like? • How much will you need beyond the deposit? • What happens if interest rates […]

For a first home buyer, the temptation to wait for a “better” property market can be powerful. Perhaps interest rates might come down. Perhaps property prices might fall further. Perhaps more homes will become available. Perhaps borrowing capacity will improve. Perhaps the economy will become more certain. All of those things are possible. But there […]

Buying your first home is exciting, but knowing where to start can be overwhelming. How much deposit do you need? How much can you actually afford? Should you get pre-approval before looking at properties? What government assistance is available? What happens after your offer is accepted? The good news is that you don’t need to […]