Home Loan

  • How Much Home Can You Really Afford? It’s More Than Your Borrowing Power

    Buying a home is one of the biggest financial decisions you’ll ever make. Naturally, one of the first questions most buyers ask is, “How much can I borrow?” While this is an important starting point, it isn’t necessarily the question that will help you make the best long-term decision. Your borrowing power and what you […]

  • Offset Account vs Redraw Facility: What’s the Difference?

    For many Australian homeowners, reducing the amount of interest paid on a mortgage is a priority. Once you’ve settled into your home loan and start making extra repayments or building up savings, you’ll likely come across two common features offered by lenders: offset accounts and redraw facilities. At first glance, they appear to do the […]

  • Could Your Mortgage Be Costing You More Than You Realise?

    Most homeowners know their interest rate. Far fewer know the true cost of their mortgage. It’s easy to assume that if your repayments are affordable and your loan has been running smoothly for years, there’s nothing to worry about. But mortgages have a habit of quietly becoming outdated. The loan that suited you five years […]