Investing

Two investors can buy similar properties, borrow similar amounts and hold them for several years, yet end up in very different financial positions. One might have built equity but struggle to cover mortgage repayments when a property becomes vacant. Another might own fewer properties but have more cash available, manageable debt and greater flexibility to […]

The hardest part of investing is not necessarily finding something that performs well this year. It is making decisions that continue to make sense when circumstances change. Markets move. Interest rates change. Property values rise and fall. Businesses experience strong periods and difficult ones. Your income can increase, your expenses can change, your family can […]

For many Australian homeowners and investors, residential property is the centre of their wealth-building strategy. That is understandable. Property is tangible. You can see it, live in it, rent it out and potentially build equity through a combination of principal repayments and changes in value. For homeowners who have held property for many years, the […]