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  • Glossary

    How Much Deposit Do You Really Need to Buy a Home in Australia?

    For many Australians, buying a home starts with one question: “How much deposit do I actually need?” It’s a fair question, but it’s also one that’s often misunderstood. You may have heard that you need a 20% deposit before you can buy a home. While saving 20% can certainly have advantages, it’s not the only […]

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  • Home Loan

    How Much Home Can You Really Afford? It’s More Than Your Borrowing Power

    Buying a home is one of the biggest financial decisions you’ll ever make. Naturally, one of the first questions most buyers ask is, “How much can I borrow?” While this is an important starting point, it isn’t necessarily the question that will help you make the best long-term decision. Your borrowing power and what you […]

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  • Investing

    Should You Buy Property Through Your SMSF Before the August 2026 Changes?

    For years, Self-Managed Super Funds (SMSFs) have given Australians another way to invest in property for retirement. For some investors, borrowing through an SMSF has been a way to build wealth while taking advantage of the superannuation environment. That strategy is about to change. The August 2026 Cutoff From 10 August 2026, SMSFs will no […]

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About Me
About Me

As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
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Your Next Property Move: A Finance Clarity Guide for Existing Homeowners

A practical framework for homeowners thinking seriously about refinancing, accessing equity, or buying their next investment property. Five questions to answer before you speak to anyone.

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Not on coffee. Not on holidays. It could be your Not on coffee.

Not on holidays.

It could be your mortgage.

Even a slightly higher interest rate can cost thousands over time.

A refinance could put more money back into your budget.
Your kids’ future starts with the choices you make Your kids’ future starts with the choices you make today 🏡💸

Mums and dads, we know you’re working hard to build a secure future for your family. Investing in property is one of the most innovative ways to grow wealth and create long-term stability for you and your kids. Here’s why it’s worth considering:

🔹 A second income stream: Rental properties can provide consistent cash flow to support your family’s lifestyle. Imagine having that extra income to fund holidays, education, or even retirement.
🔹 Building generational wealth: Property values tend to grow over time, allowing you to pass down a valuable asset to your kids. It’s not just an investment in real estate, it’s an investment in their future.
🔹 Security in uncertain times: Property investing isn’t just about wealth; it’s about creating stability. When the world feels unpredictable, owning an asset that grows in value can give you peace of mind.

We get it; life is busy, and thinking about investing can feel overwhelming. But the truth is, starting now could mean a brighter future for your family.

Let’s chat about how we can help you secure the right investment for you and make property work for your goals. Your family deserves it. 💬

DM 'investment' for Free Insider Secrets!

#propertyinvestment #buildingwealth #generationalwealth #securefuture #familygoals #mortgagebroker #australianproperty
Many homeowners wait for the Reserve Bank. But yo Many homeowners wait for the Reserve Bank.

But your lender isn’t the only option.

Refinancing could improve your rate before the next announcement.

Sometimes your biggest saving comes from switching lenders, not waiting.
Number one. Your interest rate hasn’t changed in y Number one.
Your interest rate hasn’t changed in years.

Number two.
Your property has increased in value.
Number three.

Your financial situation has improved.

Even one of these could mean you’re eligible for a better loan.
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© Copyright Pinpoint Finance 2013-2026. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025). CREDIT GUIDE.