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    What Is the Best SMSF Trust Structure for Buying Multiple Properties Without Borrowing?

    Buying multiple properties through a Self-Managed Super Fund (SMSF) often raises one important question: “Do I need a special trust structure if I am not borrowing?” It is a fair question. Many people assume every SMSF property purchase requires a complex web of trusts and borrowing structures. In reality, the answer depends on how the […]

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  • Investing

    Commercial vs. Residential Property: Which Asset Wins in Your Super?

    Property remains one of the most talked-about investments inside a Self-Managed Super Fund (SMSF). But once you decide property may form part of your retirement strategy, another question quickly follows: Should your SMSF buy residential or commercial property? Many investors assume residential property is the obvious answer. Others are attracted to commercial property because of […]

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  • Investing

    Why More Australians Are Retiring With Mortgage Debt and What It Means for Your Super

    For generations, retirement in Australia followed a fairly familiar path. Work hard, pay off the family home, build superannuation, and enter retirement mortgage-free. But for a growing number of Australians, that picture is changing. Today, more people are approaching retirement while still carrying housing debt. Some continue making repayments into their sixties and seventies, while […]

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About Me

As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
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Life has a funny way of changing your priorities. Life has a funny way of changing your priorities.
One day you’re buying your first home.
The next, you’re thinking about a bigger home, an investment property, or building more financial freedom for your family.
These moments often start with one simple question:
“What’s our next move?”
At Pinpoint Finance, we help you navigate those decisions with clarity and confidence.
Whether you’re buying, refinancing, investing, or simply exploring your options, we’re here to help you create a strategy that supports your goals.
Thinking about your next move?
Send us a message or book a chat with the team at Pinpoint Finance.
Got an SMSF question you’ve never had answered? D Got an SMSF question you’ve never had answered?

Drop it in the comments or send us a message.

At Pinpoint Finance, we help clients cut through the noise, understand the rules, and explore whether an SMSF fits into their long-term wealth strategy.

No jargon. No myths. Just clear advice.
Before you save another dollar, know this. Saving Before you save another dollar, know this.

Saving is important.
But eventually the question changes.
It’s no longer:
How do we save more?
It’s:
How do we make our money work harder?
Cash creates security.
Strategy creates growth.
Saving builds the foundation.
Investing builds the future.
Start with a plan.

Comment CASH if you’ve been wondering what’s next for your savings.
Will lower rates solve the problem? Or is the rea Will lower rates solve the problem?

Or is the real issue your current structure?

A better rate helps.

A better strategy helps more.

Many borrowers are waiting.

Smart borrowers are reviewing.

Waiting creates uncertainty.

Reviewing creates options.

Start with your current position.

If it’s been more than 12 months 
since your last loan review dm me : https://www.pinpointfinance.com.au/contact-2-2/
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© Copyright Pinpoint Finance 2013-2026. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025). CREDIT GUIDE.