First Home Buyer

  • How Much Should First Home Buyers Save Beyond Their Deposit?

    Saving for your first home can feel like a simple equation. Property price × deposit percentage = savings target. If you’re buying a $700,000 property and aiming for a 5% deposit, that means saving $35,000. But that $35,000 is not necessarily the amount you actually need to have available to buy the home. There are […]

  • The Psychology of Saving for Your First Home

    If Saving for Your First Home Feels Impossible, You’re Not Alone If you’ve ever looked at your savings account and wondered whether you’ll ever own a home, you’re certainly not alone. Many Australians feel they’re doing everything “right.” They’re working hard, setting money aside each month, avoiding unnecessary spending, and making sacrifices where they can. […]