First Home Buyer

House hunting can be exciting. You start looking at suburbs, saving properties, attending inspections and imagining what life could look like in a new home. But there is an important step that should happen before you start scrolling through listings: Get your finances ready. It is easy to start with the property and work backwards. […]

Saving for your first home can feel like a simple equation. Property price × deposit percentage = savings target. If you’re buying a $700,000 property and aiming for a 5% deposit, that means saving $35,000. But that $35,000 is not necessarily the amount you actually need to have available to buy the home. There are […]

For many Australians, buying a first home has never felt more challenging. Property prices remain high. Deposits continue to grow. Interest rates have risen significantly compared to the ultra-low levels seen just a few years ago. At the same time, the cost of everyday living has made it harder for many households to save. Against […]