• How Lifestyle Inflation Delays Wealth Creation

    Getting a pay rise should make your financial position stronger. You might expect that earning an extra $10,000, $20,000 or $30,000 a year would mean you could save more, reduce debt faster or move closer to buying an investment property. But that’s not always what happens. Instead, your lifestyle gradually expands. You move into a […]

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  • Why Some Investment Properties Outperform Others

    Buying an investment property is easy to describe. Find a property. Secure finance. Purchase it. Rent it out. Hold it. But building a successful property investment is rarely that simple. Two investors can buy properties in the same city, at similar prices, and with similar loan amounts, yet achieve very different results over the next […]

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  • Understanding Mortgage Repayment Frequency

    Choosing a home loan isn’t only about finding an interest rate that works for you. There are other decisions that can affect how you manage your mortgage over time, including how often you make your repayments. Most Australian home loans allow borrowers to make repayments monthly, fortnightly or weekly. At first glance, the difference can […]

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