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    Australia’s Capital Gains Tax Changes: What Property Investors Need to Know

    Australia’s property market could soon face one of its biggest tax shake-ups in decades. With the federal government reportedly considering major changes to capital gains tax (CGT) ahead of the May 2026 budget, investors are rightfully asking: what does this mean for the future of property investing? While no legislation has officially been announced, the […]

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  • Investing

    Buying Property in Your Personal Name vs. a Trust: Which Structure Wins?

    When buying property, one of the biggest decisions isn’t just what or where to buy. It’s how you buy it. Should you purchase property in your own name, or should you use a trust structure? The answer can have a major impact on your tax position, borrowing power, asset protection, and long-term financial strategy. While […]

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  • Glossary, Investing

    Limited Recourse Borrowing Arrangement (LRBA): What It Means for SMSF Property Investing

    If you have been researching SMSF property investing, you have probably come across the term Limited Recourse Borrowing Arrangement, often shortened to LRBA. For many Australians, this is the structure that makes buying property through super possible. But it is also one of the most misunderstood parts of SMSF lending. An LRBA is not a […]

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About Me
About Me

As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
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Your Next Property Move: A Finance Clarity Guide for Existing Homeowners

A practical framework for homeowners thinking seriously about refinancing, accessing equity, or buying their next investment property. Five questions to answer before you speak to anyone.

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Life has a funny way of changing your priorities. Life has a funny way of changing your priorities.
One day you’re buying your first home.
The next, you’re thinking about a bigger home, an investment property, or building more financial freedom for your family.
These moments often start with one simple question:
“What’s our next move?”
At Pinpoint Finance, we help you navigate those decisions with clarity and confidence.
Whether you’re buying, refinancing, investing, or simply exploring your options, we’re here to help you create a strategy that supports your goals.
Thinking about your next move?
Send us a message or book a chat with the team at Pinpoint Finance.
Got an SMSF question you’ve never had answered? D Got an SMSF question you’ve never had answered?

Drop it in the comments or send us a message.

At Pinpoint Finance, we help clients cut through the noise, understand the rules, and explore whether an SMSF fits into their long-term wealth strategy.

No jargon. No myths. Just clear advice.
Before you save another dollar, know this. Saving Before you save another dollar, know this.

Saving is important.
But eventually the question changes.
It’s no longer:
How do we save more?
It’s:
How do we make our money work harder?
Cash creates security.
Strategy creates growth.
Saving builds the foundation.
Investing builds the future.
Start with a plan.

Comment CASH if you’ve been wondering what’s next for your savings.
Will lower rates solve the problem? Or is the rea Will lower rates solve the problem?

Or is the real issue your current structure?

A better rate helps.

A better strategy helps more.

Many borrowers are waiting.

Smart borrowers are reviewing.

Waiting creates uncertainty.

Reviewing creates options.

Start with your current position.

If it’s been more than 12 months 
since your last loan review dm me : https://www.pinpointfinance.com.au/contact-2-2/
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© Copyright Pinpoint Finance 2013-2026. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025). CREDIT GUIDE.