• Property Decisions That Age Well

    Some property decisions look smart when you make them. A mortgage fits the budget. A new home has the extra bedroom you need. An investment property appears to have strong rental demand. Equity gives you access to another deposit. The numbers work. But property decisions are rarely judged by one moment. Your income can change. […]

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  • Can Refinancing Improve Your Financial Flexibility?

    Some property decisions look smart when you make them. A mortgage fits the budget. A new home has the extra bedroom you need. An investment property appears to have strong rental demand. Equity gives you access to another deposit. The numbers work. But property decisions are rarely judged by one moment. Your income can change. […]

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  • How to Use an Offset Account to Pay Off Your Home Loan Sooner

    Once you understand that an offset account can reduce the amount of your mortgage that is charged interest, the more useful question becomes: How do you actually use it to accelerate your mortgage repayment? Having an offset account and using an offset account strategically are two different things. A borrower might keep $5,000 in an […]

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