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  • First Home Buyer, Glossary

    The Benefits of Using a Mortgage Broker for First Home Buyers in Australia

    Buying your first home is an exciting journey, but it can also be a daunting process, especially when it comes to securing the right mortgage. Navigating the complexities of what to do first when buying your first home is often the first challenge and the home loan market can be overwhelming for first-time buyers. This […]

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  • Personal Finance

    Building Financial Harmony: Essential Tips for Couples

    When you’re in a committed relationship your financial futures often become intertwined too, while love may conquer all, money matters can often strike a discordant note in even the most harmonious partnerships. However, with open communication, mutual understanding, and smart strategies, you and your partner can create a symphony of financial success together. Understanding the […]

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  • Glossary, Investing

    5 Things to Know Before Buying Your First Investment Property

    Investment properties in Australia are a great way of building long-term wealth, but jumping into property investment requires more than just ambition. As you know there’s a lot to consider, from understanding how much you can borrow, to choosing the right location, and understanding where the market is in the property cycle for the locations […]

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About Me
About Me

As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
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If I were starting property investment from scratc If I were starting property investment from scratch, here’s what would motivate me 💡Still debating whether property investment is the right move? Let’s break it down! Here are some of the biggest perks that make investing in property such a smart long-term decision:

🔹 Steady rental income: Imagine having an extra paycheck each month! Rental income provides consistent cash flow, helping you cover costs and potentially even fund your lifestyle.

🔹 Capital growth over time: Property values tend to increase in the long run, meaning your investment could grow significantly in value while you hold onto it. The earlier you start, the more time your property has to appreciate!

🔹 Tax benefits: Did you know that property investors can claim deductions like depreciation, maintenance, and interest on their loans? These benefits can make a big difference when it comes to managing costs and boosting your overall return.

🔹 Building wealth for the future: Your property is more than just an investment; it’s a valuable asset that can set your family up for financial success. Whether you choose to pass it down or sell it later, it’s a solid way to leave a lasting legacy.

🔹 Diversifying your portfolio: Investing in property adds another layer to your financial strategy, helping you spread your risk and balance your wealth-building efforts.

If you’ve been sitting on the fence about investing in property, now might be the perfect time to start exploring your options. Want to know if property investing is the right move for you? Let’s chat about your goals and get you started on the path to financial freedom! 🏡

#propertyinvestment #wealthbuilding #financialfreedom #realestateinvestor #investmentgoals #mortgagebroker #australianproperty
Feeling grateful!🙏 We love helping our clients Feeling grateful!🙏

We love helping our clients reach their financial goals. This starts with always listening to their long term goals, understand what they want to achieve and help guiding them through the complexities that are banks and finance.

Thank you for trusting Pinpoint Finance Moira, we're so glad we could make the process smooth and stress-free for you! 💼✨

#ClientTestimonial #PinpointFinance #MortgageBroker
Here's what took my client from minimal savings to Here's what took my client from minimal savings to now having financial freedom, and here's how you can do it too 💰
Think budgeting is boring? I get it. But here’s the thing; it’s actually one of the most powerful tools you can use to take control of your finances and build wealth over time. 

🔹 Know where your money is going: Every dollar should have a job. When you track your income and expenses, you’ll uncover spending habits you didn’t even realize were holding you back. 

🔹 Cut unnecessary expenses without sacrificing fun: Budgeting doesn’t mean giving up your morning coffee or never treating yourself. It’s about making smarter choices so you can enjoy life *and* reach your goals. 

🔹 Free up cash for your first (or next) property investment: By sticking to a budget, you’ll be surprised how much extra money you can save to invest in opportunities that grow your wealth—like property! 

Budgeting isn’t about restriction; it’s about *freedom.* Freedom to spend without guilt, freedom to plan for big milestones, and freedom to live the life you want without financial stress. 

Start small, stay consistent, and watch what happens when you take charge of your money. Ready to see your savings grow? Let’s make it happen! 

#budgetingbasics #wealthbuilding #savemoney #financialfreedom #budgetingtips #mortgagebroker #propertyinvestment
Saving isn't going to make you wealthy, but here's Saving isn't going to make you wealthy, but here's what will 💸🏡

Here’s the truth: While savings accounts are great for short-term goals, they’re not going to make you wealthy. But an investment property? That’s a different story.

🔹 Property grows faster than savings. Your savings account might give you 1-2% interest (unless you're using a high-yield savings account), but property values tend to increase at a much faster rate over time.

🔹 Rental income = a second paycheck. Owning an investment property can mean consistent rental income; helping you cover your mortgage, boost your cash flow, or even pay for the little luxuries in life.

🔹 The sooner you start, the bigger the rewards. Time in the market is key. The earlier you invest, the more opportunity you have for capital growth and long-term financial stability.

Think of it this way: Every month you wait to invest, you’re potentially leaving money on the table; money that could have been working for you and growing your wealth.

Want to explore if property investment is the right move for you? Let’s map out a plan to get started today! 💬

#propertyinvestment #investsmarter #wealthbuilding #realestate #financialfreedom #budgetingtips #mortgagebroker #investinaustralia
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© Copyright Pinpoint Finance 2014-2024. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025).