MadeComfy x Pinpoint Finance - a partnership for investors Read more!

Mortgage Broker Australia | Home Loans | Pinpoint Finance

Mortgage Brokers

  • Home
  • About
    • Who We Are
    • Why Choose Us
    • Our process
    • Testimonials
  • Services
    • Home loans
    • Commercial Loans
    • SMSF loans
  • Contact
  • More
    • Calculators
    • Blog
    • Awards
    • Privacy Policy
Facebook-f Instagram Youtube X-twitter
  • Investing

    Single Property vs. Multi-Property Ownership: What’s Best for Your Family’s Goals?

    You’ve worked hard to secure your first investment property. But now, you’re at a crossroads: Do you build equity and focus on a single high-value property, or leverage your position to start growing a multi-property portfolio? For families who value legacy, wealth-building, and financial security, this decision is about more than numbers. It’s about choosing […]

    CONTINUE READING

  • Investing

    How the Rising Cost of Living is Motivating Families Like Yours to Invest in Property

    You’ve worked hard to build a successful career and secure your family’s first home. With a combined household income of $300,000, you’ve already achieved what many aspire to. But as the cost of living continues to rise—record-high rents, increasing costs for essentials like healthcare and education, and interest rates that remain elevated—you’re probably asking yourself: […]

    CONTINUE READING

  • Investing

    The Silent Wealth Transfer Trend Happening in Australia Right Now—and How to Prepare

    You know an inheritance is coming your way. Maybe it’s from your parents, a grandparent, or another loved one. The question is: what will you do with it? Will it be a one-time financial boost that comes and goes, or will you use it to build a legacy—something that provides wealth, security, and opportunity for […]

    CONTINUE READING

Posts pagination

Previous 1 … 54 55 56 57 58 59 60 61 62 63 64 … 93 Next
About Me
About Me

As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
Connect
Twitter Facebook Instagram YouTube LinkedIn
Categories
  • First Home Buyer
  • Glossary
  • Home Loan
  • Investing
  • Personal Finance
  • Property Strategy
  • Re-financing

Your Next Property Move: A Finance Clarity Guide for Existing Homeowners

A practical framework for homeowners thinking seriously about refinancing, accessing equity, or buying their next investment property. Five questions to answer before you speak to anyone.

DOWNLOAD THE FREE GUIDE

Start Here

  • Home
  • About
  • Contact
  • Testimonials

How We Help

  • Services
  • The Blog
  • Awards
  • Areas We Service
Offset or redraw? I explain this to clients almost Offset or redraw? I explain this to clients almost every week. 👇

It's one of the most common questions I get, and it's an easy one to mix up. An offset account sits alongside your loan and reduces the interest you pay. A redraw facility lets you pull back extra repayments you've already made.

They can both save you money — just not the same way, and not for the same person.
Before you refinance, check these 5 things first 👇 Before you refinance, check these 5 things first 👇

Your current rate vs what’s on offer
Exit fees or break costs
How much equity you’ve actually built
Whether your loan structure fits your life now
What you actually want the flexibility for

Most people skip number 5. It’s the one that changes everything — refinancing isn’t just about the numbers, it’s about what you want your money to do for you next.

Comment REFI CHECKLIST and I’ll send you the full version. Or skip ahead — a Clarity Call covers all five in 20 minutes. Link in bio.
7 things we did as soon as we got the keys to our 7 things we did as soon as we got the keys to our new home! 🏡

1️⃣ Switched to bi-weekly repayments: By paying half your monthly mortgage every two weeks. You’ll sneak in an extra payment each year and chip away at your loan faster!
2️⃣ Annual insurance check: We set a yearly reminder to shop around for better deals on home insurance. Loyalty doesn’t always pay, but a good comparison does!
3️⃣ Refinance check-in: Do you have a fixed rate? Or you’re always focused on having the better deal? Make sure you set a yearly reminder to check out the latest interest rates and see if refinancing could save you money.
4️⃣ Change the locks and toilet seats: Because, well… let’s leave the previous owners’ germs in the past. 🔑🚽
5️⃣ Replace smoke detector batteries: Safety first, friends. And while you’re at it, double-check your detectors are in good working order.
6️⃣ Filter refresh: If you’ve got air conditioning, replace those filters! Trust me, fresh air is worth it.
7️⃣ Utility bill audit: Compare energy providers to make sure you’re getting fair pricing. You’d be surprised how much you could save just by switching plans!

🏠 Pro tip: If it’s an investment property, print and save your property inspection report for easy reference.

Your first few weeks as a homeowner (or landlord) set the tone for smooth sailing ahead. Tick these tasks off your list, and you’ll be well on your way to happy and hassle-free homeownership.

Have any questions about buying or managing your home? Let’s chat!

#newhomeowners #propertyinvestment #realestatetricks #australianproperty #homebuyingtips mortgagebroker homeownershiptips
She thought refinancing would cost her. It did the She thought refinancing would cost her. It did the opposite. 👇

This is one of the biggest myths I come across — the idea that refinancing means fees, paperwork, and starting from scratch. For a lot of women, that assumption alone stops them from ever looking into it.

But most of the time, refinancing isn't about cost. It's about finding money or flexibility that's already sitting in your loan, unused.

Comment REFINANCE and I'll send you the first thing to check. Or if you'd rather talk it through properly, a Clarity Call is the place to start — link in bio.
Follow on Instagram
© Copyright Pinpoint Finance 2013-2026. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025). CREDIT GUIDE.