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    The Sacrifices You Make Today Will Secure Your Children’s Financial Future

    You work hard. You don’t buy fancy cars. You put off buying too much for yourself. Why? Because everything you do—every sacrifice you make—is for one reason: to give your children a better future. But as the cost of living, education, and housing rises, providing for your kids feels harder than ever. The good news? […]

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  • Investing

    Why Owning an Investment Property for Each Family Member is the Smartest Long-Term Play

    We all want the best for our families. Whether it’s security, opportunity, or a legacy to leave behind, there’s one investment strategy that stands out as the ultimate long-term move: owning an investment property for each family member. But why? Isn’t owning one property enough? Not quite. Here’s why investing in multiple properties is the […]

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  • Investing

    Why Owning One Property Isn’t Enough to Secure Your Family’s Future

    You’ve been told that owning your own home and one investment property is “enough” to have financial security for you and your family, that it’s the safe, responsible path to financial security. But here’s the cold, hard truth: owning just one property might be the biggest financial mistake you’ll ever make. Why? Because 73% of […]

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As a female mortgage broker, with a successful, pioneering, and multi-award winning business, along with a husband and three young children - I understand exactly the sorts of pressures, challenges and expectation of my clients. It's no wonder that Pinpoint Finance has a perfect 5 star rating on Google! Learn More

 
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If I were starting property investment from scratc If I were starting property investment from scratch, here’s what would motivate me 💡Still debating whether property investment is the right move? Let’s break it down! Here are some of the biggest perks that make investing in property such a smart long-term decision:

🔹 Steady rental income: Imagine having an extra paycheck each month! Rental income provides consistent cash flow, helping you cover costs and potentially even fund your lifestyle.

🔹 Capital growth over time: Property values tend to increase in the long run, meaning your investment could grow significantly in value while you hold onto it. The earlier you start, the more time your property has to appreciate!

🔹 Tax benefits: Did you know that property investors can claim deductions like depreciation, maintenance, and interest on their loans? These benefits can make a big difference when it comes to managing costs and boosting your overall return.

🔹 Building wealth for the future: Your property is more than just an investment; it’s a valuable asset that can set your family up for financial success. Whether you choose to pass it down or sell it later, it’s a solid way to leave a lasting legacy.

🔹 Diversifying your portfolio: Investing in property adds another layer to your financial strategy, helping you spread your risk and balance your wealth-building efforts.

If you’ve been sitting on the fence about investing in property, now might be the perfect time to start exploring your options. Want to know if property investing is the right move for you? Let’s chat about your goals and get you started on the path to financial freedom! 🏡

#propertyinvestment #wealthbuilding #financialfreedom #realestateinvestor #investmentgoals #mortgagebroker #australianproperty
Feeling grateful!🙏 We love helping our clients Feeling grateful!🙏

We love helping our clients reach their financial goals. This starts with always listening to their long term goals, understand what they want to achieve and help guiding them through the complexities that are banks and finance.

Thank you for trusting Pinpoint Finance Moira, we're so glad we could make the process smooth and stress-free for you! 💼✨

#ClientTestimonial #PinpointFinance #MortgageBroker
Here's what took my client from minimal savings to Here's what took my client from minimal savings to now having financial freedom, and here's how you can do it too 💰
Think budgeting is boring? I get it. But here’s the thing; it’s actually one of the most powerful tools you can use to take control of your finances and build wealth over time. 

🔹 Know where your money is going: Every dollar should have a job. When you track your income and expenses, you’ll uncover spending habits you didn’t even realize were holding you back. 

🔹 Cut unnecessary expenses without sacrificing fun: Budgeting doesn’t mean giving up your morning coffee or never treating yourself. It’s about making smarter choices so you can enjoy life *and* reach your goals. 

🔹 Free up cash for your first (or next) property investment: By sticking to a budget, you’ll be surprised how much extra money you can save to invest in opportunities that grow your wealth—like property! 

Budgeting isn’t about restriction; it’s about *freedom.* Freedom to spend without guilt, freedom to plan for big milestones, and freedom to live the life you want without financial stress. 

Start small, stay consistent, and watch what happens when you take charge of your money. Ready to see your savings grow? Let’s make it happen! 

#budgetingbasics #wealthbuilding #savemoney #financialfreedom #budgetingtips #mortgagebroker #propertyinvestment
Saving isn't going to make you wealthy, but here's Saving isn't going to make you wealthy, but here's what will 💸🏡

Here’s the truth: While savings accounts are great for short-term goals, they’re not going to make you wealthy. But an investment property? That’s a different story.

🔹 Property grows faster than savings. Your savings account might give you 1-2% interest (unless you're using a high-yield savings account), but property values tend to increase at a much faster rate over time.

🔹 Rental income = a second paycheck. Owning an investment property can mean consistent rental income; helping you cover your mortgage, boost your cash flow, or even pay for the little luxuries in life.

🔹 The sooner you start, the bigger the rewards. Time in the market is key. The earlier you invest, the more opportunity you have for capital growth and long-term financial stability.

Think of it this way: Every month you wait to invest, you’re potentially leaving money on the table; money that could have been working for you and growing your wealth.

Want to explore if property investment is the right move for you? Let’s map out a plan to get started today! 💬

#propertyinvestment #investsmarter #wealthbuilding #realestate #financialfreedom #budgetingtips #mortgagebroker #investinaustralia
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© Copyright Pinpoint Finance 2014-2024. Edwena Dixon is a Credit Representative, No.443473 of Mortgage Specialists Pty Ltd ACN 050 601 093 (Australian Credit Licence No.387025).