Personal Finance

  • Should You Pay Off Your Mortgage Faster or Invest the Difference?

    If you’ve been making your home loan repayments consistently, chances are you’ve asked yourself this question at some point: Should I use my extra money to pay off my mortgage faster, or would I be better off investing it instead? It’s one of the most common financial decisions Australian homeowners face. On one hand, paying […]

  • EOFY SMSF Tax Planning Tips for Property Trustees Before June 30

    For SMSF property trustees, the weeks leading up to 30 June present an important opportunity to review the fund’s affairs, maximise legitimate tax deductions, and ensure compliance with Australian Taxation Office (ATO) requirements. A little preparation before the end of the financial year can help avoid costly mistakes, reduce administrative headaches, and position your fund […]

  • What Is the Super Death Tax and Could It Affect Your Family?

    Many Australians are surprised to learn that while formal death duties were abolished decades ago, a form of tax can still apply when superannuation is passed on after death. Often referred to as the “Super Death Tax”, this tax can reduce the amount your loved ones receive from your superannuation balance. In some cases, beneficiaries […]