First Home Buyer

  • Understanding the Contract of Sale and Section 32

    Quick Summary Before buying a property, it’s essential to understand the key legal documents involved — the Contract of Sale and the Vendor’s Statement (Section 32).These documents outline the terms of your purchase, the property details, and important legal disclosures that protect both you and the seller. What Is a Contract of Sale? A Contract […]

  • Property Co-Ownership: Joint Tenants vs Tenants in Common

    Quick Summary This article explains the two main forms of property co-ownership in Australia — Joint Tenants and Tenants in Common. It outlines their legal and financial implications, when each structure is appropriate, and how co-ownership affects borrowing and inheritance. Understanding Property Co-Ownership Buying a property with someone else whether it’s your partner, friend, or […]

  • First Home Buyers: How Family Can Help

    Buying your first home is exciting but rising property prices and strict lending criteria can make it challenging to get your foot in the door. Thankfully, family assistance can make a big difference. At Pinpoint Finance, we work with families to find the right structure that suits both the buyer and the people helping them. […]