Re-financing

  • Redraw Loans: How to Maximise Benefits

    Quick Summary A redraw facility is a powerful feature that can help you pay off your home loan faster while keeping your extra funds accessible when you need them. By making additional repayments and using redraw strategically, you can reduce interest, save on tax, and maintain flexibility with your finances. What Is a Redraw Loan? […]

  • How Are Interest Rates Determined?

    Quick Summary Interest rates affect how much you pay for your home loan, but few borrowers understand how they’re actually set. While the Reserve Bank of Australia (RBA) plays a key role through the official cash rate, lenders also consider several other factors when determining the rates offered to customers. Understanding the Official Cash Rate […]