Pinpoint Finance
Mortgage Brokers
WHO WE WORK BEST WITH
We're not the right broker for everyone and that's deliberate.
Pinpoint Finance is purpose-built for dual-income professionals who already own their home and are asking what to do next.
You’ve owned your home for a few years, you’ve built equity, and you’re starting to think seriously about what’s next. Refinancing, accessing that equity, or buying an investment property.
You’re not unsure about whether you want to act. You’re unsure about the numbers, the structure, and whether now is the right time.
You earn well. You think carefully. You want to be guided through this, not sold at.
If that’s you, you’re in the right place.
Refinance
Your Loan Has Done Its Job. Now Let's Make It Work Harder.
Rates change. Life changes. The loan that made sense at purchase may be costing you significantly more than it should; in interest, in structure, and in flexibility. We review your current position, run the numbers honestly, and tell you whether refinancing makes financial sense. Not just whether it’s possible.
- Is your current rate still competitive?
- Is your loan structure still right for you?
- We'll tell you honestly if it's worth moving
"They dealt with the Solicitors and the Banks"
Best service we have received by far! Edwena and her team helped us secure a loan for our first property and made the process extremely easy. They dealt with the Solicitors and the Banks. She is always willing to answer any of the “stupid” questions and explains everything very well. I will, without a doubt, use her again and have referred all our friends to her.
Equity Access
You've Built Equity. Let's Talk About What It Can Actually Do.
Equity isn’t useful until you understand what you can access, how to structure it, and whether the timing is right for your goals.
We work through the full picture, not just the LVR, so you make a decision based on strategy, not assumption.
We begin with a Borrowing Clarity Session. No commitment. No product pushing. Just a clear picture of your position and your best next step.
"We are feeling clearer and excited and totally understand why you win ALL OF THE AWARDS!"
Thankyou so much for your guidance Edwina. We really really appreciate the time you have taken to explain this stuff to us and we feel really lucky to have you on our side/team as we navigate this new, and slightly scary territory. We are feeling clearer and excited and totally understand why you win ALL OF THE AWARDS! We are recommending you to everyone.
Investment Property Finance
Your First Or Next Investment Property Needs A Strategy, Not Just Approval.
From borrowing capacity and ownership structure to lender selection and risk assessment; we help you set up your investment correctly from the start. Including company and trust structures where relevant.
- What can you genuinely borrow?
- What's the right ownership structure?
- What are the real risks and next steps?
"We wouldn’t dream of working with any other company!"
We cannot speak more highly of Edwena and her team. They managed the refinancing of our home loan in the most efficient and professional way, and went above and beyond to help us navigate the process. We wouldn’t dream of working with any other company!
How it works
Let's get you started with these next steps
Clarity call
Book an initial 30 minute call where we can assess your current financial position and detail how we can help you achieve your property dreams.
Documents!
Next we’ll collect the relevant documents from you that are required by the banks to have your home loan application approved.
Pick your best option
We’ll show you a few loan options that work for you, lodge your home loan application and following it through to settlement.
Let's Do This
Ready to experience what Pinpoint Finance can do?
We’ve helped so many professionals and their families, both in Australia and overseas, to buy their dream homes, upgrade, build, and grow their investment portfolio. And we’d love to help you too. All you need to do is book a time for an initial chat, and we take care of everything from there!
