Pinpoint Finance
Mortgage Brokers
Contact
Book Your Borrowing Clarity Session
A structured 30-minute conversation for homeowners thinking seriously about refinancing, accessing equity, or moving into investment.
Not sure if it’s the right fit? Book anyway. We’ll tell you honestly.
Or email us at info@pinpointfinance.com.au
"Engage their services, you will not regret it."
If you’re looking for a broker who is honest, professional and dedicated to delivering what you want (& not being driven by incentives) then I highly recommend Pinpoint Finance. From the first meeting I was listened to, they understood my financial situation, my end goal, my comfort levels around risk and throughout the process continued to work with me to ensure I was satisfied with the options presented to me. Working with the team at Pinpoint Finance was an absolute pleasure. And they really couldn’t have made it any easier, which is a real bonus when our everyday lives are so busy. Engage their services, you will not regret it.
Frequently Asked Questions
Yes, we’re a fully remote mortgage brokerage meeting clients via video conferencing and phone.
Best for existing homeowners who want clarity on their next move before they commit. This includes refinancing, releasing equity, buying an investment property, or checking whether their current loan structure still supports their goals.
We talk through your current position, what you want to do next, and any factors that may affect your options. The goal is to help you understand what looks realistic, what risks to watch, and what the right next step may be.
No. You do not need to have everything ready before the first call. If it makes sense to move forward, we will let you know exactly what documents are needed for your situation.
Yes. This is exactly the type of situation we help with. We assess borrowing capacity, available equity, structure, cash flow, and how your next move may affect your future options.
Based on knowledge of your unique financial position, a mortgage broker will source an appropriate loan for you. They will then act as a liaison between yourself and the lender. When it comes to submitting a loan application, a mortgage broker will do the legwork for you and ensure your loan is processed quickly. All whilst keeping your solicitor, real estate agent and financial planner up to date on your loan applications process (if you require).
Mortgage brokers are equiped and legally required to provide you with the best possible home loan or investment loan options for your specific financial situation.
We take our responsibilities as a leading mortgage brokerage here at Pinpoint Finance seriously and that means we aren’t interested in only working with the big four banks. In-fact we find that their policies are only the best option for people in very specific situations.
We have over 60 different banks and lenders available to us and that we consider when we are researching which lender has the right home loan and lending policies for you.
There are main documents that every lender requires like copies of. This includes your ID, documents to confirm your income and balance of any debts. However, as each bank is different, they may require additional documents.
Once we have had an initial chat you will be given a list of documents that is specific to your situation as we help guide you through the process of getting this loan for you.
Depending on your situation and the complexities of your situation, it can vary how long it takes for a home loan or investment loan to be approved by a lender.
Generally speaking once your loan application has been lodged it will take one to three business days to be approved if no additional information is required.
